body {
	margin: 0;
	border: 0;
	padding: 0;}

p{
	margin:0;
	padding:0;}
	
/*   divs   */

#container{
	margin:0 auto;
	padding:0;
	background-position:top;
	background-image:url(gfx/page-bg.gif);
	background-repeat:no-repeat;
	min-height:820px;
	width: 985px;}
	
#container2{
	margin:0 auto;
	padding:0;
	background-position:top;
	background-image:url(gfx/page-bg2.gif);
	background-repeat:no-repeat;
	min-height:820px;
	width: 985px;}
	
#container3{
	margin:0 auto;
	padding:0;
	background-position:top;
	background-image:url(gfx/page-bg3.gif);
	background-repeat:no-repeat;
	min-height:960px;
	width: 985px;}
	
#footer{
	margin:0 auto;
	padding:0;
	width: 985px;}
	
#left{
    margin: 0;
	padding: 0;
	float:left;
	width: 700px;}
	
#logo{
	margin: 0;
	padding: 0;
	height:109px;
	width: 700px;}
	
#logo2{
	margin: 0;
	padding: 0;
	text-align: left;
	height:109px;
	width: 985px;}

#title{
	margin: 0;
	padding: 0;
	width: 700px;}
	
#title2{
	margin: 0;
	padding: 0;
	text-align:left;
	width: 985px;}
	
#body-text{
	margin: 8px 0 0 42px;
	width: 658px;
	padding:0;}

#body-text2{
	margin: 8px 0 0 42px;
	width: 943px;
	text-align: left;
	padding:0;}

#right-panel{
	margin: 0;
	padding: 16px 0 0 22px;
	width: 227px;
	float: left;}
	
#policy-bullets{
	margin:0 auto;
	padding: 16px;
	background-color:#8c8c8c;
	width:610px;
	border-style:solid;
	border:2px;
	border-color:#000000;}
	
#claim-bg{
	margin: 0;
	width: 640px;
	height:298px;
	background-image:url(gfx/tinted-bg.gif);
	background-repeat:no-repeat;
	padding:15px 0 0 15px;}
	
#insuring_church-bg{
	margin: 0;
	width: 905px;
	height:275px;
	background-image:url(gfx/tinted-bg2.gif);
	background-repeat:no-repeat;
	padding: 8px 0 0 30px;}
	
#legals{
clear:both;
	margin:3px 0 6px 42px;
	padding:0;
	width:942px;}
	
/*   text styles   */

.titletext{
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:18px;
	color:#ce0006;
	font-weight:bold;
	line-height:22px;
	text-align:left;}
	
.buttontext{
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:18px;
	color:#ce0006;
	padding:2px;
	font-weight:bold;
	line-height:22px;
	text-align:lcenter;}
	
.redtext{
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:14px;
	color:#ce0006;
	font-weight:bold;
	line-height:18px;
	text-align:left;}
	
.redtext13{
	font-family: Times New Roman, Times, serif;
	font-size:15px;
	color:#ce0006;
	font-weight:bold;
	line-height:18px;
	text-align:left;}

.titletext2{
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:18px;
	color:#ce0006;
	font-weight:bold;
	line-height:18px;
	text-align:left;}
	
.whitetitle{
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:18px;
	color:#FFFFFF;
	font-weight:bold;
	line-height:22px;
	text-align:left;}

.grey-title{
	font-family:Arial, Helvetica, sans-serif;
	font-size:14px;
	font-weight:bold;
	color:#6a6a6a;
	text-align:left;
	line-height:20px;}
	
.text{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight:normal;
	color:#6a6a6a;
	text-align:left;
	line-height:20px;}
	
.irtext{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight:bold;
	font-style:italic;
	color:#ce0006;
	text-align:left;
	line-height:20px;}
	
.rtext{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight:normal;
	font-style:normal;
	color:#ce0006;
	text-align:left;
	line-height:20px;}
	
.blacktext{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	font-weight:bold;
	color:#000000;
	text-align:left;
	line-height:20px;}
	
.text2{
	font-family:Arial, Helvetica, sans-serif;
	font-size:14px;
	font-weight:normal;
	color:#6a6a6a;
	text-align:left;
	line-height:20px;}
	
.whitetext{
	font-family:Arial, Helvetica, sans-serif;
	font-size:13px;
	font-weight:normal;
	color:#FFFFFF;
	text-align:left;
	line-height:18px;}
	
.smallwhitetext{
	font-family:Arial, Helvetica, sans-serif;
	font-size:10px;
	font-weight:normal;
	color:#FFFFFF;
	text-align:left;
	line-height:13px;}

.footer-text{
	font-family:Arial, Helvetica, sans-serif;
	color:#d76367;
	font-weight:normal;
	text-align:center;
	font-size:11px;
	line-height:16px;}
	
.legals-text{
	font-family:Arial, Helvetica, sans-serif;
	color:#d76367;
	font-weight:normal;
	text-align:left;
	font-size:11px;
	line-height:16px;}
	
.cellheight17{
	height: 17px;}


/*   links   */

a.hyperlink:link{
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:15px;
	color:#8c8c8c;
	font-weight:bold;
	line-height:22px;
	text-align:left;
	text-decoration:underline;}

a.hyperlink:visited{
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:15px;
	color:#8c8c8c;
	font-weight:bold;
	line-height:22px;
	text-align:left;
	text-decoration:underline;}

a.hyperlink:hover{
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:15px;
	color:#ce0006;
	font-weight:bold;
	line-height:22px;
	text-align:left;
	text-decoration:underline;}

a.hyperlink:active{
	font-family:Georgia, "Times New Roman", Times, serif;
	font-size:15px;
	color:#8c8c8c;
	font-weight:bold;
	line-height:22px;
	text-align:left;
	text-decoration:underline}
	
a.greylink:link{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#6a6a6a;
	font-weight:bold;
	line-height:20px;
	text-align:left;
	text-decoration:underline;}

a.greylink:visited{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#6a6a6a;
	font-weight:bold;
	line-height:20px;
	text-align:left;
	text-decoration:underline;}

a.greylink:hover{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#ce0006;
	font-weight:bold;
	line-height:20px;
	text-align:left;
	text-decoration:underline;}

a.greylink:active{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#6a6a6a;
	font-weight:bold;
	line-height:20px;
	text-align:left;
	text-decoration:underline}
	
a.redlink:link{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#ce0006;
	font-weight:bold;
	line-height:20px;
	text-align:left;
	text-decoration:underline;}

a.redlink:visited{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#ce0006;
	font-weight:bold;
	line-height:20px;
	text-align:left;
	text-decoration:underline;}

a.redlink:hover{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#000000;
	font-weight:bold;
	line-height:20px;
	text-align:left;
	text-decoration:underline;}

a.redlink:active{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#ce0006;
	font-weight:bold;
	text-align:left;
	text-decoration:underline}
	
a.legalslink:link{
	font-family:Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#d76367;
	font-weight:normal;
	text-align:left;
	text-decoration:underline;}

a.legalslink:visited{
	font-family:Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#d76367;
	font-weight:normal;
	text-align:left;
	text-decoration:underline;}

a.legalslink:hover{
	font-family:Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#000000;
	font-weight:normal;
	text-align:left;
	text-decoration:underline;}

a.legalslink:active{
	font-family:Arial, Helvetica, sans-serif;
	font-size:11px;
	color:#d76367;
	font-weight:normal;
	text-align:left;
	text-decoration:underline}
	
a.greyhl:link{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#6a6a6a;
	font-weight:normal;
	line-height:20px;
	text-align:left;
	text-decoration:underline;}

a.greyhl:visited{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#6a6a6a;
	font-weight:normal;
	line-height:20px;
	text-align:left;
	text-decoration:underline;}

a.greyhl:hover{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#ce0006;
	font-weight:normal;
	line-height:20px;
	text-align:left;
	text-decoration:underline;}

a.greyhl:active{
	font-family:Arial, Helvetica, sans-serif;
	font-size:12px;
	color:#6a6a6a;
	font-weight:normal;
	line-height:20px;
	text-align:left;
	text-decoration:underline}